diff --git a/app/common/repositories/system/financial/FinancialRepository.php b/app/common/repositories/system/financial/FinancialRepository.php
index 554b6d5..90337d0 100644
--- a/app/common/repositories/system/financial/FinancialRepository.php
+++ b/app/common/repositories/system/financial/FinancialRepository.php
@@ -110,129 +110,105 @@ class FinancialRepository extends BaseRepository
     public function applyForm(int $merId)
     {
         $merchant = app()->make(MerchantRepository::class)->search(['mer_id' => $merId])->field('mer_id,mer_name,mer_money,financial_bank,financial_wechat,financial_alipay,financial_type')->find();
-        $extract_minimum_line = systemConfig('extract_minimum_line') ?: 0;
-        $extract_minimum_num = systemConfig('extract_minimum_num');
+        $extract_minimum_line = (float)systemConfig('extract_minimum_line') ?: 0;
+        $extract_minimum_num = (float)systemConfig('extract_minimum_num');
         $_line = bcsub($merchant->mer_money,$extract_minimum_line,2);
         $_extract = ($_line < 0) ? 0 : $_line;
         $form = Elm::createForm(Route::buildUrl('merchantFinancialCreateSave')->build());
-        $form->setRule([
-            [
-                'type' => 'span',
-                'title' => '商户名称：',
-                'native' => false,
-                'children' => ["$merchant->mer_name"]
-            ],
-            [
-                'type' => 'span',
-                'title' => '商户ID：',
-                'native' => false,
-                'children' => ["$merId"]
-            ],
-//            [
-//                'type' => 'span',
-//                'title' => '',
-//                'children' => []
-//            ],
-            [
-                'type' => 'span',
-                'title' => '提示：',
-                'native' => false,
-                'children' => ['最低可提现额度:'.$extract_minimum_line.'元;最低提现金额：'.$extract_minimum_num.'元']
-            ],
-            [
-                'type' => 'span',
-                'title' => '商户余额：',
-                'native' => false,
-                'children' => ["$merchant->mer_money"]
-            ],
-            [
-                'type' => 'span',
-                'native' => false,
-                'title' => '商户可提现金额：',
-                'children' => ["$_extract"]
-            ],
+        // 提示
+        $tips = '最低可提现额度：'.$extract_minimum_line.'元；最低提现金额：'.$extract_minimum_num.'元';
+        $setRule = [
+            ['type' => 'span','title' => '商户名称：','native' => FALSE,'children' => ["$merchant->mer_name"]],
+            ['type' => 'span','title' => '商户ID：','native' => FALSE,'children' => ["$merId"]],
+            ['type' => 'span','title' => '提示：','native' => FALSE,'children' => ["$tips"]],
+            ['type' => 'span','title' => '商户余额：','native' => FALSE,'children' => ["$merchant->mer_money"]],
+            ['type' => 'span','native' => FALSE,'title' => '商户可提现金额：','children' => ["$_extract"]],
+            Elm::radio('financial_type', '转账类型：', $merchant->financial_type)->setOptions([
+                ['value' => 1, 'label' => '银行卡'],
+                ['value' => 2, 'label' => '微信'],
+                ['value' => 3, 'label' => '支付宝'],
+            ])->control([
+                [
+                    'value' => 1,
+                    'rule'=> [
+                        [
+                            'type' => 'span',
+                            'title' => '姓名：',
+                            'native' => false,
+                            'children' => [$merchant->financial_bank->name??'未填写']
+                        ],
+                        [
+                            'type' => 'span',
+                            'title' => '开户银行：',
+                            'native' => false,
+                            'children' => [$merchant->financial_bank->bank??'未填写']
+                        ],
+                        [
+                            'type' => 'span',
+                            'title' => '银行卡号：',
+                            'native' => false,
+                            'children' => [$merchant->financial_bank->bank_code??'未填写']
+                        ],
+                    ]
+                ],
+                [
+                    'value' => 2,
+                    'rule'=> [
+                        [
+                            'type' => 'span',
+                            'title' => '姓名：',
+                            'native' => false,
+                            'children' => [$merchant->financial_wechat->name??'未填写']
+                        ],
+                        [
+                            'type' => 'span',
+                            'title' => '微信号：',
+                            'native' => false,
+                            'children' => [$merchant->financial_wechat->wechat??'未填写']
+                        ],
+                        [
+                            'type' => 'img',
+                            'title' => '收款二维码：',
+                            'native' => false,
+                            'attrs' => ['src' => $merchant->financial_wechat->wechat_code ?? ''],
+                            'style' => ['width' => '86px','height' => '48px']
+                        ],
+                    ]
+                ],
+                [
+                    'value' => 3,
+                    'rule'=> [
+                        [
+                            'type' => 'span',
+                            'title' => '姓名：',
+                            'native' => false,
+                            'children' => [$merchant->financial_alipay->name??'未填写']
+                        ],
+                        [
+                            'type' => 'span',
+                            'title' => '支付宝账号：',
+                            'native' => false,
+                            'children' => [$merchant->financial_alipay->alipay??'未填写']
+                        ],
+                        [
+                            'type' => 'img',
+                            'title' => '收款二维码：',
+                            'native' => false,
+                            'attrs' => ['src' => $merchant->financial_alipay->alipay_code ?? ''],
+                            'style' => ['width' => '86px','height' => '48px']
+                        ],
+                    ]
+                ],
+            ]),
+            Elm::number('extract_money', '申请金额：')->value($extract_minimum_num)->required(),
+        ];
+        // 手续费
+        $merchantWithdrawalFees = (float)systemConfig('merchant_withdrawal_fees');
+        if($merchantWithdrawalFees > 0){
+            $setRule[] = ['type' => 'span','title' => '提现手续费比例：','native' => FALSE,'children' => ["$merchantWithdrawalFees%"]];
+        }
 
-            Elm::radio('financial_type', '转账类型：', $merchant->financial_type)
-                ->setOptions([
-                    ['value' => 1, 'label' => '银行卡'],
-                    ['value' => 2, 'label' => '微信'],
-                    ['value' => 3, 'label' => '支付宝'],
-                ])->control([
-                    [
-                        'value' => 1,
-                        'rule'=> [
-                            [
-                                'type' => 'span',
-                                'title' => '姓名：',
-                                'native' => false,
-                                'children' => [$merchant->financial_bank->name??'未填写']
-                            ],
-                            [
-                                'type' => 'span',
-                                'title' => '开户银行：',
-                                'native' => false,
-                                'children' => [$merchant->financial_bank->bank??'未填写']
-                            ],
-                            [
-                                'type' => 'span',
-                                'title' => '银行卡号：',
-                                'native' => false,
-                                'children' => [$merchant->financial_bank->bank_code??'未填写']
-                            ],
-                        ]
-                    ],
-                    [
-                        'value' => 2,
-                        'rule'=> [
-                            [
-                                'type' => 'span',
-                                'title' => '姓名：',
-                                'native' => false,
-                                'children' => [$merchant->financial_wechat->name??'未填写']
-                            ],
-                            [
-                                'type' => 'span',
-                                'title' => '微信号：',
-                                'native' => false,
-                                'children' => [$merchant->financial_wechat->wechat??'未填写']
-                            ],
-                            [
-                                'type' => 'img',
-                                'title' => '收款二维码：',
-                                'native' => false,
-                                'attrs' => ['src' => $merchant->financial_wechat->wechat_code ?? ''],
-                                'style' => ['width' => '86px','height' => '48px']
-                            ],
-                        ]
-                    ],
-                    [
-                        'value' => 3,
-                        'rule'=> [
-                            [
-                                'type' => 'span',
-                                'title' => '姓名：',
-                                'native' => false,
-                                'children' => [$merchant->financial_alipay->name??'未填写']
-                            ],
-                            [
-                                'type' => 'span',
-                                'title' => '支付宝账号：',
-                                'native' => false,
-                                'children' => [$merchant->financial_alipay->alipay??'未填写']
-                            ],
-                            [
-                                'type' => 'img',
-                                'title' => '收款二维码：',
-                                'native' => false,
-                                'attrs' => ['src' => $merchant->financial_alipay->alipay_code ?? ''],
-                                'style' => ['width' => '86px','height' => '48px']
-                            ],
-                        ]
-                    ],
-
-                ]),
-            Elm::number('extract_money', '申请金额:')->value($extract_minimum_num)->required(),
-        ]);
+        $form->setRule($setRule);
         return $form->setTitle('申请转账');
     }
 
@@ -282,21 +258,35 @@ class FinancialRepository extends BaseRepository
         if($_line < $extract_minimum_num) throw new ValidateException('提现金额不足');
 
         $_money = bcsub($merchant['mer_money'],$data['extract_money'],2);
+        // 手续费
+        $realityMoney = (float)$data['extract_money'];// 实际获得金额
+        $merchantWithdrawalFees = (float)systemConfig('merchant_withdrawal_fees');
+        $withdrawalFeesMoney = 0;
+        if($merchantWithdrawalFees > 0){
+            // 手续费金额
+            $withdrawalFeesMoney = (float)sprintf("%.2f",$data['extract_money'] * $merchantWithdrawalFees / 100);
+            // 实际获得金额
+            $realityMoney = (float)sprintf("%.2f",$realityMoney - $withdrawalFeesMoney);
+        }
 
         $sn = date('YmdHis'.$merId);
         $ret = [
-            'status' => 0,
-            'mer_id' => $merId,
-            'mer_money' => $_money,
-            'financial_sn' => $sn,
-            'extract_money' => $data['extract_money'],
-            'financial_type' => $data['financial_type'],
-            'financial_account' => json_encode($financial_account,JSON_UNESCAPED_UNICODE),
-            'financial_status' => 0,
-            'mer_admin_id' => $data['mer_admin_id'],
-            'mark'  => $datap['mark']??'',
-            'refusal' => '',
+            'status'                => 0,
+            'mer_id'                => $merId,
+            'mer_money'             => $_money,
+            'financial_sn'          => $sn,
+            'extract_money'         => $data['extract_money'],
+            'withdrawal_fees'       => $merchantWithdrawalFees ?? 0,
+            'withdrawal_fees_money' => $withdrawalFeesMoney ?? 0,
+            'reality_money'         => $realityMoney,
+            'financial_type'        => $data['financial_type'],
+            'financial_account'     => json_encode($financial_account,JSON_UNESCAPED_UNICODE),
+            'financial_status'      => 0,
+            'mer_admin_id'          => $data['mer_admin_id'],
+            'mark'                  => $datap['mark'] ?? '',
+            'refusal'               => '',
         ];
+
         Db::transaction(function()use($merId,$ret,$data,$make){
             $this->dao->create($ret);
             $make->subMoney($merId,(float)$data['extract_money']);